Buying Property

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How to Buy a Property

Buying a property is a significant financial decision, and it can be a complex process. Here are some general steps to guide you through the process:

1. Determine your budget and obtain a pre-approval for a mortgage: Before you start looking for properties, you should have a clear understanding of your budget and what you can afford. A mortgage pre-approval will give you an idea of how much you can borrow from a lender.

2. Search for properties: Look for properties that match your criteria, such as location, size, price, and other specific features. You can do this by browsing real estate websites, attending open houses, or hiring a real estate agent.

3. Conduct a property inspection: Once you find a property that you are interested in, arrange for an inspection to evaluate the condition of the property and identify any potential issues.

4. Make an offer: If you decide to proceed with the purchase, make an offer to the seller. The offer should include the price you are willing to pay, the proposed settlement date, and any conditions you require.

5. Conduct due diligence: Once your offer is accepted, conduct due diligence on the property. This may involve reviewing legal documents, conducting property searches, and verifying the property’s compliance with local laws and regulations.

6. Exchange contracts: When you are satisfied with the due diligence, sign the contract and exchange it with the seller. This makes the sale legally binding.

7. Settlement: On the settlement day, the funds are transferred, and you become the legal owner of the property. Congratulations, you’ve bought a property!

It’s important to note that the specific steps and legal requirements for buying a property can vary depending on your location and the type of property you are purchasing. It’s always a good idea to consult with a licensed conveyancer to guide you through the process.

Contact our experienced Conveyancing Crew team to find out more.

A smart move

Property Payment Plan

The first instalment payment is due 5 days as of the SPA notarization. Instalments linked to specific dates shall be paid until the agreed payment date at the latest, in accordance with pro forma invoices for the respective amounts that the Seller shall deliver to the Purchaser at the date of signing the SPA.